Good healthcare should be accessible to everyone. That’s why EUCARE offers health insurance that meets all legal requirements in the Netherlands and helps people manage their healthcare costs in a clear and transparent way.
Basic Health Insurance
In the Netherlands, basic health insurance is mandatory. The coverage is largely the same for everyone, but you can choose how you prefer to receive care and how much premium you want to pay.
We offer several policy types:
We offer several policy types:
- Natura policy – You receive care from healthcare providers with whom we have agreements, often resulting in a lower premium.
- Combination policy – A mix of contracted and non‑contracted care, offering more freedom of choice.
- Budget policy – A more affordable option for those who prioritise price, with a more limited network of providers.
- Policy based on ethical or religious principles – For individuals who prefer a policy in which certain treatments are excluded for ethical or life‑stance reasons, in accordance with Article 11(5) of the Dutch Health Insurance Act (Zvw).
These options allow you to choose insurance that fits your needs and budget.
Supplementary Insurance
In addition to the basic package, you can add supplementary insurance for care that is not covered by the standard plan. Examples include:
- physiotherapy
- emergency care abroad
- dental care
Supplementary insurance gives you the flexibility to tailor your coverage to what matters most to you.
In Summary
Our insurance products are designed to ensure that everyone has access to quality medical care. Whether you focus on affordability, want more freedom of choice, or prefer a policy aligned with your personal beliefs — you can select the structure that best fits your situation.
Information about the premium for basic health insurance
More information about the premium can be found here:
Information about our policy
More information about our policies can be found here:
Target market
People residing in the Netherlands who are legally required to take out basic health insurance, and who may choose between different policy models (Natura, Combination or Budget). This also includes individuals who prefer policies that reflect specific ethical or religious principles and those seeking supplementary insurance coverage.
