Legal Notice and Terms of Use
- Introduction
This website is operated by EUCARE Insurance PCC Ltd (“EUCARE “, “the Company”, “we”, “us”, or “our”), an insurance undertaking authorised and regulated by the Malta Financial Services Authority (“MFSA”) under the Insurance Business Act (Chapter 403 of the Laws of Malta).
By accessing or using this website, you agree to be bound by these Terms of Use. If you do not agree with these Terms, you should refrain from using this website.
- Regulatory Information
EUCARE is registered in Malta under company registration number C 88658, with registered office at 16, Europa Centre, Triq John Lopez, Il-Furjana FRN 1400, Malta.
The Company is authorised to carry on non-life insurance business in accordance with the Insurance Business Act and applicable insurance rules and regulations issued by the MFSA.
Further information regarding the Company’s regulatory status may be obtained from the MFSA Financial Services Register available at https://www.mfsa.mt/financial-services-register/
- Website Information
The information contained on this website is provided for general information purposes only and does not constitute insurance, legal, financial, or other professional advice.
Nothing on this website constitutes an offer, solicitation, recommendation, or invitation to purchase insurance products in any jurisdiction where such offer or solicitation would be unlawful.
Insurance coverage is always subject to the applicable policy terms, conditions, exclusions, and underwriting criteria.
- No Warranty
Whilst reasonable care is taken to ensure that the information contained on this website is accurate and up to date, the Company makes no representations or warranties, whether express or implied, regarding the accuracy, completeness, reliability, or suitability of the information provided.
The Company does not guarantee that this website will be uninterrupted, error-free, or free from viruses or other harmful components.
- Limitation of Liability
The Company has made every reasonable effort to ensure that all information provided on this website was accurate at the time of publication.
To the fullest extent permitted by applicable law, the Company shall not be liable for any direct, indirect, incidental, consequential, or other loss or damage arising from or in connection with the use of, or reliance upon, this website or its contents.
- Intellectual Property
All content on this website, including text, graphics, logos, trademarks, images, and documents, is owned by or licensed to the Company and is protected by applicable intellectual property laws, including the Copyright Act (Chapter 415 of the Laws of Malta), applicable European Union legislation, and international agreements.
No content from this website may be copied, reproduced, distributed, modified, or used without the Company’s prior written consent.
- Third-Party Links
This website may contain links to third-party websites for convenience purposes only. The Company does not endorse, control, or assume responsibility for the content, accuracy, or security of such external websites.
- Data Protection and Cookies
The processing of personal data through this website is governed by the Company’s Privacy Policy and Cookie Policy, available on this website.
The Company processes personal data in accordance with applicable data protection laws, including The Maltese Data Protection Act (Chapter 586 of the Laws of Malta) together with any subsidiary legislation issued thereunder, and Regulation (EU) 2016/679 (General Data Protection Regulation – GDPR).
- Complaints
Any complaints relating to the Company’s insurance services may be submitted in accordance with the Company’s Complaints Handling Procedure available on this website.
If a complainant remains dissatisfied, the complaint may be referred to the Office of the Arbiter for Financial Services in Malta.
- Governing Law and Jurisdiction
These Terms of Use shall be governed by and construed in accordance with the laws of Malta.
Any disputes arising in connection with this website shall be subject to the exclusive jurisdiction of the Maltese courts.
- Amendments
The Company reserves the right to amend or update these Terms of Use at any time without prior notice. Continued use of the website constitutes acceptance of any such amendments.
