HOW IS THE PREMIUM BUILT UP IN 2026?
2026 Premium
| Ministry of Health, Welfare and Sport (VWS) calculated premium 2026 | €1.812 |
| + Profit from healthcare activities | −€12 |
| + Operating costs, including claims handling costs | €118 |
| − Allocation of expected investment income | €0 |
| − Withdrawal from reserves | €0 |
| + Allocation to reserves | €0 |
| + Profit allocation | €0 |
| + Allocation relating to voluntary excess discount | €35 |
| + Surcharge relating to uncollectible premiums | €6 |
| + Other surcharge | €25 |
| Average annual premium | €1.984 |
