COMPANY INFO & HISTORY
EUCARE is an insurance company established in 2018 with operations commencing in 2019. Registered in Malta as an Insurance Protected Cell Company (PCC), EUCARE is authorised and regulated by the Malta Financial Services Authority (MFSA).
The company was founded by shareholders with expertise in complementary social protection and prevention of professional risks in the Netherlands. The ambition is to diversify EUCARE’s activities in Europe.
The company name signifies our commitment to ensuring the wellbeing of others through our insurance activity in the region. The word “Care” was purposely chosen because being caring is of vital value to our clients.
The company’s business originally started off with Health insurance in the Netherlands, but EUCARE is now expanding its activities to several-and varied insurance lines. The focus of the company is, and remains, the distribution of insurance products exclusively via binding authorities with insurance intermediaries.
2018
Authorised by the MFSA for Health Insurance in the Netherlands (Freedom of Services), via its NLCare cell.
2019
Expands into Sickness & Income Protection Insurance in the Netherlands.
2020
Expands operations to France (Freedom of Services).
2021
Expands operations to Belgium & Germany (Freedom of Services).
2025
Authorised by the MFSA for General Business lines in the Netherlands.
2025
Opens its first branch office in the Netherlands.
2018
Authorised by the MFSA for Health Insurance in the Netherlands (Freedom of Services), via its NLCare cell.
2019
Expands into Sickness & Income Protection Insurance in the Netherlands.
2020
Expands operations to France (Freedom of Services).
2021
Expands operations to Belgium & Germany (Freedom of Services).
2025
Authorised by the MFSA for General Business lines in the Netherlands.
2025
Opens its first branch office in the Netherlands.
Strategy
Flexibility for Intermediaries. Choice for customers.
EUCARE’s business strategy is one of supporting professional and ambitious European insurance intermediaries to develop their business, portfolios and ideas.
The shrinking availability of insurance carriers is resulting in reduced potential for intermediaries to develop their business ideas and portfolios, resulting in limiting the choice of consumers, both in terms of products and the ability to work with a trusted insurance intermediary.
EUCARE strongly believes in the ability of the insurance intermediaries to be close to their customers’ needs. It is therefore important for us that they are given flexibility by their risk carriers to develop their business along their own strategies. Our strategy is therefore based on working exclusively via intermediaries, enabling them to develop customized products and to manage their portfolio, across various EU territories.
In addition, we strive for a flexible organisational structure, so that we can respond quickly to changing market conditions and customer needs.
The persons at the heart of EUCARE come from an intermediary background and we therefore fully appreciate the difficulties, challenges, and opportunities they encounter. At EUCARE we see ourselves as enablers for insurance intermediaries.
The long-term strategic ambitions of the Company are based on five interlinked objectives:
MALTA AS A JURISDICTION OF CHOICE
Why Malta? Key Business Advantages You Need to Know
Malta has established itself as one of Europe’s most attractive business destinations for insurance companies and ventures, offering a unique combination of regulatory agility, EU market access, and a thriving international community. Here are the key Malta business advantages that set the island apart:
- A Flexible, Fast-Moving Business Culture; Malta's business environment is built on speed and flexibility. With a genuine 'can-do' mentality embedded across both the public and private sectors, companies can move quickly from concept to operation.
- An Engaged and Approachable Regulator; Malta's insurance regulator actively listens to the market — making it easier for businesses to navigate compliance and shape a workable regulatory dialogue.
- A Thriving International Insurance Market; Malta is home to over 80 international insurance companies, creating a dynamic, ambitious and well-connected sector that punches well above its size.
- Full EU Market Access; As a full EU member state, businesses established in Malta benefit from Freedom of Services and Freedom of Establishment, providing seamless access to all European markets.
- Unique PCC Legislation; Malta is the only EU country with dedicated legislation for the Protected Cell Company (PCC) model — a significant structural advantage for activities, capital light projects and/or requiring segregation with underlying economies of scale.
- London Market-Standard Expertise; Malta's insurance talent pool is internationally recognised, with professionals traditionally trained and aligned to London market standards.
- A Multilingual, Multicultural Workforce; Malta's diverse, multilingual population makes it an ideal base for international operations, offering easy access to a wide range of language skills and cultural perspectives.
- A Great Place to Live and Work; Beyond business, Malta consistently ranks as one of the most desirable locations in Europe — making it easier to attract and retain top international talent.
FOR EUROPEAN CUSTOMERS
Eucare's Flexibility to Serve You Across the EU
At EUCARE, we pride ourselves on our ability to provide comprehensive insurance solutions to clients throughout the European Union. As an insurance provider licensed in the EU, we are able to operate in different member states through two key regulatory frameworks: Freedom of Services (FOS) and Freedom of Establishment (FOE).
Target Market Statement
This website is intended for residents in the above countries who have purchased an insurance policy where EUCARE is the insurer.
